In today’s business environment, secure check processing is critical to success.

Paya's electronic checks and ACH processing offer the security you need.

E-payments, like electronic check and ACH processing, get you paid faster,
are more convenient, and offer improved security.

  • Virtual check acceptance

    Virtual Check allows you to set up one-time debits, authorized ACH, or recurring payments.

  • Paya’s Point of Sale check conversion

    Process and deposit business and consumer checks on site using Paya's secure check reader or image capture device connected to a credit card terminal.

  • Accept all checks with Paya's Check 21 option

    Accept all types of checks drawn on U.S. banks--personal, business, government, travelers, cashier's, and certified checks, as well as equity lines of credit and money orders.

  • “I can’t say enough about Paya. Their solutions are simple to use, easy to get up and running and reliable – what more could an entrepreneur need!”

    Camille Kesler
    CEO, SmallCakes


Let Paya take the worry out of check acceptance, protecting your business and saving you time and money.

Paya's Secure Virtual Check solution gives you the convenience of collecting payments through ACH debits and recurring charges

Funds are deposited promptly, and processing costs are lower than credit cards. Virtual Check provides convenient 24-hour access to online reporting, offers automated recurring billing at no extra charge, and is easy to implement.

Paya POS Check Conversion offers flexibility in payment options

Additional options like POS Check Conversion increase sales, eliminate bad checks, provide security and peace of mind, faster availability of funds, and eliminate NSF check handling labor and other banking fees.

With Paya, you can accept any kind of check that comes your way

Paya's Check 21 solution offers electronic deposits in two to three business days made directly to your bank account. Check 21 also eliminates bad checks and removes ACH restrictions

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Experience our simple, secure payments technology, and accelerate your business today!

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