In today’s business environment, secure check processing is critical to success

Paya's electronic checks and ACH offer the security you need

E-payments, like electronic check and ACH processing, get you paid faster,
are more convenient, and offer improved security.


Virtual Check Acceptance

Virtual Check allows you to set up one-time debits, authorized ACH, or recurring payments.


Paya’s Point-of-Sale Check Conversion

Process and deposit business and consumer checks on site using Paya's secure check reader or image capture connected to a credit card terminal.


Accept all checks with Paya's Check 21 option

Accept all types of checks drawn on U.S. banks--personal, business, government, travelers, cashiers, and certified checks, as well as equity lines of credit and money orders.


Let Paya take the worry out of check acceptance, protecting your business and saving you time and money.


Paya's Secure Virtual Check solution gives you the convenience of collecting payments through ACH debits and recurring charges.

Funds are deposited promptly, and processing costs are lower than credit cards. Virtual Check provides convenient 24-hour access to online reporting, offers automated recurring billing at no extra charge, and is easy to implement.


Paya POS Check Conversion offers flexibility in payment options.

Additional options like POS Check Conversion increases sales, eliminates bad checks, provides security and peace of mind, faster availability of funds, and eliminates NSF check handling labor and other banking fees.


With Paya, you can accept any kind of check that comes your way.

Paya's Check 21 solution offers electronic deposits in two to three business days made directly to your bank account. Check 21 also eliminates bad checks and removes ACH restrictions.

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Flexible – From terminals to 1000+ software integrations

Secure – Everything you need for safe payments

Reliable – Dependable system uptime 24/7