Paya’s virtual terminal helps expand payment options.

Add functionality to your gateway services to support secure recurring payments, shopping carts and online donation options.

Paya’s 100% browser-based, secure POS Virtual Terminal supports the needs of today’s business with Card Not Present (CNP), Card Present (CP), Magstripe & EMV®, ACH, Virtual Check Processing, Recurring Payments, Shopping Cart and Online Donation capabilities.

  • Cloud based

    Secure POS virtual terminal with Card Not Present (CNP), Card Present (CP), Magstripe & EMV® capabilities.

  • Secure check acceptance

    Secure ACH, Virtual Check Processing

  • Gift & loyalty programs

    Expand the reach retail business, and encourage repeat purchases by leveraging Paya’s complete suite of gift & loyalty program offerings.

  • Donation options

    Accept secure, recurring payments, or recurring donations to nonprofit organizations - simply and easily.

  • “I can’t say enough about Paya. Their solutions are simple to use, easy to get up and running and reliable – what more could an entrepreneur need!”

    Camille Kesler
    CEO, SmallCakes


Paya’s Virtual Terminal makes it easy to expand business and take payments any way that customers want to pay. Nonprofit organizations can seamlessly integrate these add-on features through our vast library of APIs. Choose what is right for the business.

Shopping cart

Let customers make easy, secure online shopping cart payments with integration to leading cart providers, including Magento, Shopify, WooCommerce, and more.

Donate now

Nonprofit organizations can accept secure donations with our complete processing solution that allows for multiple gift types: credit card, debit card, and electronic check. Everything needed to process donations is included: merchant account, customer support, 24-hour online reporting, and simple online donation integration.

Recurring donations

Nonprofit organizations can automatically process secure recurring payments or donations, making giving easier and more efficient.

Get started with Paya

Experience our simple, secure payments technology, and accelerate your business today!

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